A fixed deposit, also known as an FD, is an investment instrument offered by THE RIDHI SIDHI CO-OPERATIVE URBAN THRIFT AND CREDIT SOCIETY LTD. to their members to help them save money. With an FD schemes, you can invest a sizeable amount of money at a predetermined rate of interest for a fixed period. At the end of the tenure, you receive the lump sum, along with an interest, which is a good money-saving plan. THE RIDHI SIDHI CO-OPERATIVE URBAN THRIFT AND CREDIT SOCIETY LTD. offers different rates of interest for a fixed deposit account.